niko

A. Roosikrantsi 2-1128, 10119 Tallinn, Estonia

T. + 372 880 79 04

E. info@niko-technologies.eu

Research and development (R&D)

To deliver revolutionary solutions that work for global users, we at Niko Technologies convert cutting edge technologies into the rewarding user experience

Advatages of r&d

Besides developing new FinTech solutions and adding features to running ones, R&D helps us come up with fresh decisions on marketing and cost reduction.

As a result, you get affordable products and services that move all steps of efficient fund management into a generic smartphone.

Xytkopay

Xytkopay

Xytkopay
  1. Initial Investigation
  2. Research and Planning
  3. Design
  4. Prototyping
  5. Development
  6. Stage
  7. Release
    June 2020

A mobile app for Ukrainians who work in Europe and have families in Ukraine. With this solution, guest workers get a European bank account to receive legal salaries in any EU country, with no need to obtain citizenship; share earnings with family; make everyday payments, and cash out currency in Ukraine, with no exchange.

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Branded BizCoin

  1. Initial Investigation
  2. Research and Planning
  3. Design
  4. Prototyping
  5. Development
  6. Stage
  7. Release

The solution allows merchants to use stable coins created by Niko Technologies for settlement payments between the business owners and their clients. The clients buy merchant-specific BizCoins for fiat and use them to buy products/services in the most secure, and time-saving manner.

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ZezmanCoin

  1. Initial Investigation
  2. Research and Planning
  3. Design
  4. Prototyping
  5. Development
  6. Stage
  7. Release

A blockchain platform for safe real estate investments. It features immutable contracts that are used to automatically monitor, execute, and enforce agreements between global investors and builders. The solution offers a web app designed for creating risk-free, win-win contractual relations between investment project participants.

Risk and Financial monitoring software

  1. Initial Investigation
  2. Research and Planning
  3. Design
  4. Prototyping
  5. Development
  6. Stage
  7. Release

We deliver viable FinTech solutions that help businesses overcome inefficiencies, such as manual processing and patchwork integration. By adding transparency and accountability across financial systems, we enable reliable Know Your Customer (KYC) and Anti-money laundering (AML) procedures and mitigate potential business risks.

About security

Transaction monitoring

With real-time protection in mind, we came up with an easy-to-use transaction monitoring solution that helps track and manage any alerting behavior. It gives businesses a big-picture analysis of their customers’ profiles and potential risk levels.

Client identification and verification

We offer a suite of top-notch screening solutions that help businesses identify and verify their customers/partners with maximum efficiency. Advanced KYC algorithms allow for weeding out actors who can be engaged in money laundering & terrorism financing, associated with sanctioned regions, or can be politically exposed persons (PEPs).